This article addresses what to do if your credit is affected by your ex-spouse not paying joint debt that he/she promised to pay during your divorce. This concern should be addressed in writing in your Settlement Agreement to make sure that your credit is not impacted. Make sure that your name is removed from any joint obligations that are the responsibility of the alternate party. Make sure that you have access to any debt statement that contains your name so that you may continuously monitor the debt status. These issues/concerns should be addressed during your negotiations and the drafting of your legally sound Settlement Agreement.